Pawn shops are a good place to go when you need to borrow money, and they also offer budget-friendly shopping. When you need money, pawn shops will lend it to you, no matter your credit score. If you have an item of value, a pawnbroker will offer you a loan and keep your item as collateral.

Once you pay your loan back, you can get your item back. Pawn shops are a good place to go when you need cash in a hurry. You can walk out of the store with cash the very same day. If you're in the Nicholasville, Kentucky, area, you have a few pawn shops to choose from. Here are some of them.

Sam's Gold and Pawn

Sam's Gold and Pawn on Lexington Road in Nicholasville provides a range of several helpful services. You can also go to the store to shop for high-quality items at reasonable prices. It carries a large selection of jewelry, electronics, guns, tools, and more. No matter what you're looking for, Sam's is a good place to start.

Sam's Gold and Pawn also provides check-cashing services. It will cash almost any check, as long as you have a valid U.S. ID. If you need cash and have an item to use as collateral, Sam's will take almost anything and offer you a good price. You can go into the store and talk to an employee or use the shop's online form.

If Sam's has a high-end item you want to buy, but you can't pay upfront, it offers layaway. You just need to put 10% down and pay 10% a month for up to 10 months. This is one of the best layaway programs you can find almost anywhere.

Dan's Discount Jewelry & Pawn

Pawn by Joel Kramer is licensed with CC BY 2.0

Dan's Discount Jewelry & Pawn will buy any unwanted items or loan you money if you want to use your items as collateral. It doesn't require any credit check or loan application, and the amount of money you can get is based on the value of your items. The loans last for 30 days, but you can pick up your item any time during that period. If you need longer, Dan's offers loan renewals.

If you're looking for high-quality items, Dan's is a good place to shop. It has everything from computers to musical instruments, iPads, video game consoles, handbags, jewelry, and more. You can shop online or stop by the store and shop in person.

The Castle Jewelry

The Castle Jewelry first opened in 1988 and now has 11 stores in Kentucky and Ohio. This store is a leader in discount bridal jewelry and sells various diamond engagement rings, bridal sets, and wedding bands. If you have a piece of jewelry and need money, The Castle Jewelry will offer you collateral ranging from as little as $5 to up to $50,000. Its Nicholasville Road location will also offer loans on other items, such as electronics and tools.

If you take out a loan with The Castle Jewelry, it will charge 20% interest on the amount of the loan if you pick up your item within the first 30 days. If you can't pick up your item within 30 days, you can pay just the interest, and it will hold it for another 30 days.

You enjoy peace of mind that your item is held in a secure area and labeled with your name and pawn number. No one will touch it until you come back to collect it.

Ideal Exchange Pawn

Ideal Exchange Pawn is a privately owned pawn shop in Lexington, Kentucky. The shop has various items for sale, from firearms to electronics, jewelry, musical instruments, and sporting goods. You can shop online or in the store, whether you're buying or selling.

If you need a loan, bring Ideal Exchange Pawn your items of value, and it will loan you money, with the loan amount determined based on their value. As long as you make your payments each month, the loan won't expire, and your items will stay safe and secure at the store. If you fall behind on your loan payments by three months, the loan will expire, and your items will become available for sale. The long list of items that Ideal Exchange Pawn buys or provides loans for includes:

  • Cell phones.
  • Air conditioners.
  • GPS devices.
  • Firearms.
  • Desktop computers.
  • Jewelry.
  • Purses.
  • Vacuums.
  • Tools.
  • TVs.
  • Shoes.
  • Silver.

Mister Money

Mister Money on Winchester Road in Lexington is a great place to shop when you're looking to buy electronic items. It often has a ton of TVs in stock, and it offers layaway. If you need money and have items to bring in for collateral, the pawnbroker works with FastCash Direct to provide a loan. The amount of money it offers is based on the value of the items you bring in, and it will loan money on almost anything.

The pawn shop also sells a variety of items, from cameras to tools, gaming systems, and much more. No matter what sort of thing you're looking for, stop by Mister Money to start shopping.

Quality Discount Jewelry & Pawn

You'll find Quality Discount Jewelry & Pawn in Lexington, Kentucky. Customers appreciate the fact that it's locally owned and feel they can trust the owner to give them a fair deal. This shop buys, pawns, and sells anything of value and pays top dollar for gift cards. Its inventory is always changing, so it's always worth checking the store out if you're looking for something particular.

These are some of the pawn shops we've checked out in and around the Nicholasville, Kentucky, area. If you know a place that's missing from this list, come down to Montgomery CDJR and tell us about it. While you're here, we can show you our inventory of new and used Chrysler, Dodge, Jeep, and Ram vehicles. You might just find the perfect car or truck to get you to your next stop.

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